When they start nagging you about what's none of their business, stick your fingers in your ears and sing "La la la la la - I'm not listening to you - la la la la la."

Okay. That's sort of a joke. But if all else fails . . .

The real problem here is not that they are concerned about your retirement. It's that you have no boundaries between you and your parents. You're the one who has to quit. Quit responding to their intrusive nagging. The best way to discourage an obscene caller is to simply say nothing and hang up. Make yourself boring.

Alternatively, you can quote - Luke 12: 27 ("Consider the lillies of the field . . . ") Say: "Don't worry; Heaven will provide."

Your parents may just like to keep you in an agitated state of mind. "You better worry about this . . . and you better worry about that." Act blissfully unconcerned.