Exploitation doesn't have to be consciously intentional. She may not believe she is exploiting you, but objectively she is. Just because someone means well doesn't necessarily mean they do no harm. In fact, most harm people do to each other is not intentional. It inflicted unconsciously. That's why the person's behavior needs to be separated from who they are as a human being. Decent people can do some very harmful things, believe it or not This is the reality that is very difficult for many people to accept and deal with. Human beings are incredibly complex. The same person can show great human qualities in one area of their life and behave very indecently in some other areas. I've known people like that. What's more, in my experience, they are more of a norm than an exception.

So, I'd recommend not to give much importance to who the person is, but, instead, to watch what they do and decide if it sits well with us or not. The truth is that we can never know who the other person is because we don't even know who we are. The "Self" is an illusion, because it changes and fluctuates all the time and, ultimately, it's just a combination of myriads of conditioned reactions, defenses and behavioral patterns, nothing more than that, and all that is changeable. When I am hungry, I am a very different person from who I am when I just had my meal. This is just a tiny example of how undefined and impermanent the "Self" really is.

Your Ts intentions have nothing to do with what her actions mean. She may mean well and she may even believe that doing things for her may help you in some way. It doesn't matter what she believes. What matters is how this will, ultimately, affect your well-being and how it is already affecting you. You are in an emotional turmoil over it already. If you do what she wants you to do, it's going to be only more confusing and distressing for you as the time goes by.

Exactly. And that's the main problem. As a therapist, it was her responsibility to think about what this means for you.