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SeptemberMorn said:
So... who do you believe?

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I only believe the people on their sites that are actually giving away the money! The other people have an angle to get money from you in some way. If you're doing the Feds, make sure the URL ending is .gov, they're the only one allowed that ending. Same with states, etc. Make sure you have official sites, not someone telling you vague, "the money's out there". Do the, Jerry McGuire, "Show me the money!" test :-)