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SeptemberMorn said:
DH is willing to take out $10,000 from his retirement fund for this petting zoo. All I need is $5,000 to get started and probably wouldn't need all of it at once.

I'm half-way tempted to give up my "big" plans and just produce whatever I can with whatever money I have disposable to me at the time. It sure ain't much!

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if this is all it takes to give you this much stress, in all due respect, maybe the weight of business is not the thing for you to carry on your shoulders

the above is "not" alot of money needed, and unless you plan to be your own lawyer, accountant and adviser ..... alot of that money would go to these fees, plus insurance

have you thought of what structure to incorperate under?

or will you be sole proprietor or in partnership ?

please don't take this post as a discouragment, I am all for your success but, ask yourself these questions first before getting your feet wet

Why am I doing this?

Money?

Passion for the industry or business ?

other ?