So I have been on disability for a long while and have one of those red white and blue cards for medicare. I have never participated in the part D coverage because my husband's insurance covers more of the medications I take and ends up to be cheaper. I was looking at it yesterday and saw 'hospital benefits'. Do I have them?
In the past I have had medical persons ask me about my medicare co-insurance and I have always told them I do not have co-insurance and have been buried under out of pocket medical bills for a long time. I am having surgery march 15th and I was wondering if sharing this information might help lower what my part would be. My husband's insurance covers most but until I have met my deductible its my responsibility and also they only cover 85% after that. I cant believe after all these years I have only just now noticed this, please do not make fun of me over it.