I've done a whole lot of thinking things through, planning, projections and goal setting. I'm just not sure if I'm right on the money or not, never having done this before.

How about I send you what I have and you can tell me? I have the cost of almost everything that I need, I have the Business Plan, such as it is, but the Profit and Loss is causing me problems. Again, how would I know? I've never done this before. Maybe you're the person I've been needing to set me straight, you think? I'm sure there's a lot I've missed simply because I've had little to no direction from those I've asked for help, like the SBA, SCORE and those that were supposed to show me how to write up my package. THOSE people have put me in a real financial bind, but it was my own stupidity that really did it. Still have a bone to pick with SCORE on that account. ggrrrrr