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tsha said:

I work with contracts as a part of my job and understand that legally these contracts don't have much to them for so many reasons.

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This it probably true, but I think for T, the contracts give them a feeling of safety and "relief" if something did happen. For example, if a client committed suicide, the T might be able to think "I did my best and tried and even thought I had a contract with the client."

Studies have shown that they are ineffective, but I think they are effective for the T's sanity.