I didn't.....I had 7 dogs I finally brought to my farm after leaving Calif (had 13 but more than I could handle so I kept the 7 closest to me & sent the other 5 back to Calif after giving my (now ex-H) a chance over that first Christmas here.

7 dogs have been expensive but insurance for all 7 would have cost too much too. In the US we have a CC called Care Credit. $200 + they give you 6 months to pay off....over $800 a year. Have used it to pay for my glasses & my dogs vet bills. I also have required return visits added into the cost so it qualifies for the extended payments without paying interest.

Next best thing when one's vet requires payment & no account with them. (I keep their practice going this last year)