Back to your original post: Is this T the only option you have? If you have other therapist options, why not check a few out? You have a history with this therapist, and it sounds like it was a bit contentious; additionally, this therapist has some preconceived ideas of you because of your past therapy with her. Would it not be a better idea to start fresh with someone who . . . A. Won’t require that kind of payment up front if that is something that doesn’t work for you . . . B. Will allow the biweekly schedule you were planning on . . . And C. Doesn’t have any preconceived ideas of who you are? It just seems like you haven’t even really started and there are several problems on the table already. To me, that screams “RUN!” Find someone better suited for your needs. Don’t settle.