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Old Apr 08, 2019, 12:16 PM
s4ndm4n2006's Avatar
s4ndm4n2006 s4ndm4n2006 is offline
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Member Since: Jul 2014
Location: limbo
Posts: 2,052
Quote:
Originally Posted by BirdDancer View Post
I agree with everyone above.

I think it's great that you help out with the rent and utilitize (and food, etc.), and I think you should, but why must you co-sign a lease? Your boyfriend can do that himself if he's not strapped for money, then if you do breakup (which you yourself even said that could be a possibility) he can kick you out and get another roommate. If that were to come to pass, it would be an easier situation all around, especially for him, other than needing to find a subletter.

I think it's best for people who aren't legally married, or in a legal partnership, to keep things separate, at least to the degree where splitting is easy. Don't co-sign a lease, don't share a bank account, don't co-sign on a car loan, etc. You may respond to my mention of you writing "if we break up" with a "No, we won't break up", but the fact is, it happens a lot even to people who think they're totally in love. If you are not ready to commit to marriage or a legal partnership that provides more protections, I'd consider my advice. Many people even rush into marriage without thinking about it very very seriously.

If your boyfriend breaks up with you over you not co-signing a lease, then I guess that would be for the best. Or, you could take care of the whole lease without your boyfriend co-signing.

Well they are not living together yet but I would disagree in that if two people are equally responsible for the rent, then both of them should be on the lease. Actually it does the opposite of one or the other being able to easily kick the other out, if both are on the lease. if one is the holder of the lease, then they can at any time just do that. That's actually not something I would personally recommend.

though I would agree on all other aspects of sharing finances. Car, loans, bank accounts should be kept separate.
Thanks for this!
Bill3