Thanks for your interest folks! The loan is in India and I'm pretty sure her parents co-signed the loan. In fact, she was making some payments while she was there and working. there prior to our marriage. She also found work here but did not make payments while she worked. I always insisted she makes at least some payments. She eventually quit because of an abusive work environment. You're right, if she has to make the payment it's going to be money that I earn and bring in. But I don't look at it that way - it's our money. Otherwise, I feel like an earning machine. What pisses me off is that neither she or her parents don't seem to take any efforts to resolve this. Even a partial effort would be enough for me to feel I am not being taken advantage of. For instance, even if she had paid about $50 while she worked it would have meant a lot to me because that would show she's thinking about it and is trying. And the same applies to her parents. I'd appreciate if her mom or dad pay a visit to the bank and talk to get the information to get this sorted out - they don't even have to pay. I am open to the possibility that my communication could have been confrontational at times while discussing this and I am working and trying to improve. Beyond that I am not sure what I can do.