Ah, ok. Yes, I told them why I needed the money (not able to find summer work to cover summer rent costs) and asked them if they wanted me to repay them. Then I took myself on a vacation and none of them -- at least to my face -- have accused me of being a liar. Maybe they think I am. But they know I live with my mother now, and that I'm still struggling to find a full time job and I'm back in grad school for the 2nd time.

I'm curious what fake stories your cousin is always telling you, and why you would lend her money more than once if you know she's lying? I'm glad you are open to discussions like where there is some sensitive topics.