When people give money to others I don’t think they can help but feel a bit involved and form some opinions... it’s hard not to. I have a policy that if I give money or items to somebody, it’s always a gift and never a loan. Also, I believe I should only give the money or gift if I can accept the other person’s decisions and what they do with the gift or the money. I try not to judge... and I don’t believe anybody has the right to give you a hard time in this situation since you offered repayment.... but since you are asking an opinion.... I would not be inclined to give money again if somebody took a vacation soon after I helped bail them out of a tough situation.