Good call not to borrow money from your ex-husband. You can try your county resources for emergency assistance. Usually, for single adults here in my city, emergency assistance is income-based and I've used it before to help me. Since you are a single mother, you should go to your county office and apply for 'emergency assistance' aid, for rent/mortgage and SNAP food benefits if you can. Also, look up nonprofits in your city, that also work with foundations to give people $500 grants for emergency situations. It's a one time grant, and you have to provide your tax form, proof of income, and the bill you need help paying. Then you meet with a social worker who takes the paperwork, has you fill out the grant application for emergency assistance, then you wait up to 10-14 business days for the grant to be applied to your bill.

There are ways you can train your brain to lucid dream, where you can control your dream's details but it's a meditation type thing you say before you fall asleep where you plant the message that you will handle such and such and your brain actually does it. It's pretty cool.

Definitely go research dream symbolism. It's awesome. Dreams have multiple purposes in our lives.