((Summer))

Can you contact food programs in your community or ask for temporary assistance through your church? Community assistance programs often have people who can help navigate all of the ins and outs of programs available in your city/county/state in order to get temporary assistance with some bills, whether it's financial assistance or help/advice figuring out how to work with mortgage and utility companies (for example).

And I am sorry your h is using the "doesn't really mean it" excuse to treat you poorly. He's a grownup. There's no excuse for that. If he doesn't mean it, he needs to stop saying it.