"I do love him, but I have mounting concerns, some of which are financial. "

@golden_eve Ok....You may find this a "jump to conclusions' sort of thing, but, if the financial problems are on his end.....I can only tell you after 29 years that it does NOT change. I speak from VAST experience. Just recently, I had to finance ON MY OWN a house project that HE wanted because his credit is garbage. Mine is phenomenal. If he is not good with money, it doesn't get any better.
That is ALL I am going to say about that.