That’s a tough one, if you’re not on the same page about money and married! You can’t stop him from opening credit cards and charging them up and you are still responsible for his debt, even if you aren’t even a user on the CC. You are responsible for all the debt he incurs while you are married and vice versa. I’m not 100% sure about these laws, but it really scares me, if your spouse can’t be trusted and isn’t on the same page.

If you are the responsible one in charge of his spending, this creates an unhealthy dynamic in the marriage, too. Now you are like his parent... not good.

You can maintain separate bank accounts if you need to. You can come up with a system for paying bills that works for you both.

It’s not trusting a spouse to not make debt and bad credit that concerns me.

If I were dating today, I’d want to do a credit and background check on my prospects! Kidding, but really not kidding.