I do not think having one person in charge of the money (in the saving/bill paying sense) is a bad thing. I have always had organizational issues with bill paying and money. I tried but it never quite worked out. Certain types of budgeting I am really good at. If I say I am going to spend 150$ at the grocery store I will spend 149.99$. I am good at getting the best value with % offs and coupons but remembering to pay the car insurance on time? Not so much. So my husband pays the bills and keeps me abreast of the financials when it comes to how much we have for incidentals and doctor's, etc.