@BirdDancer thanks for sharing.

I plan to keep going to school for the foreseeable future. I'm currently working on a master's degree and would like to get a doctorate. I'll start drawing my pension when I turn 58, and I suspect my wife will keep working into her 60's. Her employer matches some funds that she puts into her retirement account. We should be able to keep adding to the $150,000 for at least 15 years.

It is fortunate that you have the option to live in another country. Some people would jump at the chance to live in another country! I toy with the idea, but I'm not sure if I can convince my wife.

I've enjoyed investing my own money since I was in my 20's. I was even the president of an investment club where we choose stocks to invest in as a group.