Since the vision insurance seems unknown I also have dental insurance. It's even more expensive, $30/month, but I have bad teeth and it takes care of a lot of fillings and lately crowns. There is a $1500 max/year I think and I hit that for last year so am waiting for my year to start over in October for more work. That is through Delta dental. Combined with Care Credit I'm managing to survive the more intensive work my new dentist thinks I need.

The only drawback with it was I think it was a year before it would pay for a crown or root canal. I may be remembering that wrong and I think they offer different levels of service that might eliminate that.