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Originally Posted by BeyondtheRainbow
Since the vision insurance seems unknown I also have dental insurance. It's even more expensive, $30/month, but I have bad teeth and it takes care of a lot of fillings and lately crowns. There is a $1500 max/year I think and I hit that for last year so am waiting for my year to start over in October for more work. That is through Delta dental. Combined with Care Credit I'm managing to survive the more intensive work my new dentist thinks I need.
The only drawback with it was I think it was a year before it would pay for a crown or root canal. I may be remembering that wrong and I think they offer different levels of service that might eliminate that.
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Thanks for the info.
I have been using Care Credit, too. With the one I have: It can be very helpful if anyone needs to buy time. Read the rules carefully. And so... after a year, the balance has a huge interest rate on it. So be ready to pay it off, if possible.
I have been told by the dentists' office that once it is paid off, if you close the account, the dentist can re-open a new account where the original offer (one year no interest) can be again offered.
I also have Delta Dental. They have been pretty good, or were last year. This year, I am having some trouble with them. They are, for some reason, rejecting pre-authorizations made by my dentist. I'd had to cancel work scheduled just yesterday. We are trying to clear it up.