Hi fern,

I am so sorry for all you and your brother are going through.

I do understand the frustration.

My brother has needed 2 major surgeries this year and the price tags are very high. He is afraid he will lose his house, and he just might.

Is your brother's care at a public hospital?
If so, it is likely that he can apply for assistance through the patient accounts/financial office of the hospital. There is usually funding available for people who do not qualify for Public Assistance; yet, have a lot of medical debt. Please do check to see if this is an option for him. They usually give out paperwork that must be completed. They then go over the completed paperwork and make a determination.

I hope this is an option for your brother.

The other thing I have found helpful is in offering the hospital a lesser amount of money, a lump sum, paid immediately in full. This option depends upon the availability of cash, the amount of the bill, the willingness of the hospital to settle the debt. (For general information, I have found this approach welcomed by the local teaching hospital on larger debts and even smaller debts, ie: under $5K.)

Just a couple of thoughts. I will keep thinking on this.

In addition to the financial toll, this all takes such an emotional toll! It's common for people to feel anxious, angry, alone, demoralized, hopeless, overwhelmed and more.

Love and prayers for your brother, for you and for your family.