Thank you BirdDancer. Yes, we live in the states. You're right that we need changes and that can only happen if we take action. I may just write a few letters. I wanted to call the insurance company myself, but they won't speak to me. All of this and his company is considered to be 'good insurance'. Ugh.

The doctors screw the insurance companies over as well. I had this happen with my IP and IOP recently. Both times I was kept longer than medically necessary simply because my insurance would pay for it. I watched people who were much worse off leaving way too early and I was kept. I didn't say anything while I was IP, but I pushed back when I was in IOP. I had been stable for weeks and they wanted me to stay longer. I threatened to speak with my insurance company and they quickly backed down and discharged me. What a mess!!

I have also heard from many in Europe that their system is much better. I am a system designer and it frustrates me to watch so many suffer when there are many systems to follow that have better results. There is always a way to do what is financially responsible while keeping the best interests of the people at heart. We have lost sight of that here and healthcare is simply a business. It is sad really. We claim to thrive on innovation and yet we are fine to squander away the health of those who generate the ideas and keep the lights on.