Artie - the online sites should show the coverage AND the fees - in michigan the fee is by county. I have blue cross blue shield medicare advantage ppo. Part D is what covers meds. You have to sign up for it. The med coverage is good. The dr and hosp coverage is good. Not cheap but at least i sleep at night.

I think you have to sign up for stuff the first time it is offered or else you can never get it back - remember, congress wrote the rules and do they LOOK sympathetic? Just sayin'! Dont think you are going to fool them and save money - you wont. Just bend over and say please sir may i have another.