Hmm, where can I get some of this mythical extra money of which you speak?

I am a saver and a planner. That is what has me so upset - that the projected fee was so wildly inaccurate that there was no way for me to possibly anticipate how much I needed to save - and saving as much as I would have needed to would have meant I needed to go without for a while. I can accept if that was necessary and it's not even really about fairness or unfairness, I just hate the unexpected. Reasoning that I should have deprived myself of going to therapy for two months just in case I got slapped with a charge that was exponentially larger than the highest projected cost of repairs by a factor of almost five is expecting me to be some sort of seer. And they actually did not charge me for normal wear and tear, they just apparently had the price down incorrectly on their sheet or something. I have some money left in my IRA. I can afford to pay taxes to take what I need out if I have to. Technically, I do have the amount in my account without doing that since I'm honestly pretty ****ing miserly. Finances are a major source of anxiety for me due to having to spend like $450 - $500/month on healthcare (prescriptions, therapy, labs, doctor) and I only receive $1100/month. There is no extra money to put by every month from that - and my school schedule this semester has put a stop to how I previously earned money. I live in fear of my carefully, painfully scraped together savings being depleted before I graduate next December. That is what this is about. Not a literal inability to pay this bill.

Just makes me really anxious and it doesn't help my financial anxiety that I feel like I've had to spend tons of money lately due to moving.

But now with what you've said, I feel like maybe I can't afford therapy at all. Because there's honestly nowhere to take money from except there - and apparently, there's no way to predict what I might be charged. My financial anxiety says I don't dare go more than once every other week if that's what's going to happen. But going so infrequently will be worse than not going.

I did take a video of my current place when I moved in because I had to do a ton of cleaning and to document the condition because they didn't have me do a move in checklist. Honestly, I tend to think the property manager woman will feel favorably about the way I leave the place because it will be in better condition than when I moved in. But you never know. I just feel conflicted because I don't want to cause myself to suffer for another year and a half over something that might not even happen. And honestly, I don't have confidence that C will pick a therapist I have any interest in talking to next time.