I got my card though my bank and set it up that if I forget to make a payment it's automatically taken from my savings account. That way my credit stays good. It does have a higher interest but I don't pay interest anytime I use it I pay the full amount of pronto. But the security of knowing it's covered is worth it.

I should ask my daughter to contribute something here about purses. She's into all that. A few years ago she picked out a purse she wanted and hubby bought it for her at Christmas time. She knew what she was getting but was thrilled with it. Some kind of couture purse I think. Right now she's carrying a pink leather cross body bag that she found at a consignment store. She's gotten a ton of compliments on it. It's big enough for her lap top.