First of all, you sound amazing. For any age. Juggling everything you have going on plus the mental health stuff is a ton. And you are doing it! That is awesome! Second of all, your mom sounds like a *****--sorry. She does. Reading what you wrote made me very angry. Tons of successful people came from our community colleges. So, forget about your mom. She doesn't know what she's talking about.

I went to school until I was 34 years old. Never took a year off. No breaks. Just school. And what I will tell you about that kind of career focus is that, even though I had invested an enormous amount of time, sweat, and money into it, I still wound up changing specialties when I was done with my third year of residency. Thought I knew what I wanted to do, but that changed as I learned more. Point is, all you can do in my opinion at your age is make the best decision you can with the information you now have and see what happens. You may decide in three years that you want to be a homicide detective, or a chef, or to teach kindergarten. There's no way to know. Life happens. We have experiences and meet people and those things influence us. It happens.

So, I would say that if the main, #1 priority right now is getting away from that house, then you should do that and see where the schooling goes. If, on the other hand, they would pay for grad school and there is one in you area (are you in the city?) AND if you think you could suck it up for a couple more years, well then, that could potentially be worth it in the long run. Short-term, long-term.

Whatever you decide, you will be successful. I can tell. You just need to figure out the balance of short-term costs and gains with long-term ones. Then, it will be clear what to do. All the best!