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You make excellent points here. There are some who also deal with trauma but do not have PTSD. Trauma, head injuries, lack of social support, and lack of resources also factor in.
Many policies prevent people like you from getting the help they need and desire. The help you need may include medication for some level of stabilization, but what if you are treatment-resistant and cannot get stabilized? Do they ignore your wants to process what is potentially underlying your depression, perhaps because they risk the worsening of your SI?
Could they not offer coping skills instead of IP and meds? A DBT or CBT treatment might help you.
But then there is the issue with your job and your personal records.
If you can pay out of pocket instead of going through your insurance, maybe that is one way around this.
There are also self-help books, too.
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