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I used to live off tips so I ALWAYS tip. I usually shoot for 15-20% in sit down restaurants, more if the service is really good. If it's some place like Subway I usually dump the coins from my change and a buck or two in the tip jar. I used to not tip at places like that, but the pay sucks so I started tipping.
I have mixed feelings about tipping people like the guys that delivered my washer/dryer. They get decent pay, plus I have to pay a delivery fee. I don't usually tip them. On the other hand when the guy from AAA came to change my flat tire when I was trapped at home with no transportation I tipped him 5 bucks. He saved my bacon.
About tipping when with a group... many places now automatically add a percentage to the check because large groups are likely to short the server because everyone assumes someone else will take care of the tip. Matter of fact, if I'm with a group and notice someone else not tipping very much I'll leave some extra.
As for not tipping if service is poor, most servers assuming poor tipping just means yhe person is cheap. I'd recommend a minimal tip and tell management service was poor. For that matter, tell management if service was exceptionally good too.
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