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Originally Posted by velcro003
Hey Couch! Long time no see.
I am upset right now bc my employer changed insurance companies this year to Cigna, and my T isn't covered. She said to not worry and she does sliding scale, but I am worried anyway. I bet it can't be as low as my co-pay is now. I'm too scared to see if my GP and Pdoc are covered. I also just spent 10 minutes reading one negative review after another on how bad Cigna is as an insurance company. They routinely deny claims and are terrible at customer service. UGH.
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Hugs, hope it works out financially. I'd check to see if you have any out-of-network mental health benefits. Ours (not Cigna) will cover 60% of T and p-doc visits for out of network (which both of mine are). If you get that, maybe she can adjust your rate a bit lower, so then it would work out about the same? If not, hope she's willing to work with you to charge you something you can afford. She probably would have been getting paid considerably less than her full, self-pay fee from the insurance company anyway (T and I were just talking about this the other day). So her reducing her fee for you wouldn't be as much of a loss to her as it might seem.
Hope that makes some sort of sense!