I can sympathize as I am due to get around $100k inheritance that will probably end up going to insurance premiums at least the next year...it blew me out of all the premium credits at least for next year. I don't have the ability to work 40 hours a week anymore, I'm in my 50s and yeah, really $100k is just not that much...so I sympathize as I could say the same about $225k as well, there just seems so much that will eat it up.

and thanks bpcyclist, I would like to find a good place to put it so it will earn more but scared to jump into stuff.