In my experience, people who really are committed to a divorce file. All that money stuff is actually irrelevant. Anything done after the separation will be closely scrutinized by the court. There is no moving around of assets that will stand if it is shown that they were designed to benefit him and not benefit her.

I think the best approach here is to be very direct and just ask him straight-up--why haven't you filed? Are you hoping to reconcile? Then see what you think of the answer.

Divorce is awful. He may be under the misapprehension that if he delays filing, he will somehow end up with 'more.' He won't. These things are largely on autopilot, based on the laws of the state he is in.

I wish you all the best. Sending you prayers and positive vibes.