Each year health insurance and drug insurance plans can make practically any changes they want. It really effects my husband and I we are both on SSDI and have needed to find a insurance plans ourselves which takes a lot of work. You compare plans against each other having to go med by Med cost. Some have a lower cost per med but could have a 400-500 yearly deductible. Some have higher Med costs but no deductible.

Both my husband and my drug plans changed

For instance 2019 my husbands prescription potassium was 12 something a month , now it will be 28.00 starting in January... all but 2 of his meds have basically doubled in cost. Sure 12-28 doesn’t sound like a big deal but when you are living off SSDI it’s huge.