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Old Dec 06, 2019, 10:55 PM
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~Christina ~Christina is offline
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Member Since: Jul 2011
Location: Tennessee
Posts: 22,450
Quote:
Originally Posted by BethRags View Post


It's disgusting, this situation with healthcare cost. I believe it is the #1 priority in our nation.

I am on MediCal (medicaid), but I'm right in the middle of the wait to be approved for SSDI. I want to be approved, but I'm worried about losing MediCal, mostly because I don't want to lose my treatment team.


Being on Medicaid can be difficult finding providers but “most “ all meds can be obtained through numerous programs.

Medicaid was never expanded in my state so I never was on it, but a friend was.

Going from Medicaid to SSDI is quite a jump in costs.. as it stands now you have to pick an Obamacare plan for 2 years then you flip to Medicare on SSDI.

My husbands plan had a 1600.00 yearly deductible... he did get a meds at a bit lower cost , a few drugs he just had to switch to a much less effective medication , even his Doctors filing for medically necessary didn’t help. His meds alone were over 150.00 a month. But we had to paid the first 1600 before insurance started paying anything.

He then dropped to Medicare .. the deductible is 250.00 each year, once that is met you have to pay the 20% balance that’s left after medicare pays its portion.

So honestly being on Medicaid is much better financially that a ACA plan or Medicare.

Anyone who thinks Medicare is some kinda fantastic insurance doesn’t really understand it.

Our health care system is as broken as our justice system
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