Hi Hallie! I am glad things are working out for you!

I am sure you have checked on this, yet want to ask: Could the money being deducted from your pay (pre-tax dollars) be put into and "ABLE" account for you without having an impact upon your guidelines/limits for SSDI? ABLE accounts sound great, if you can qualify for one!

ABLE Accounts | ABLEnow A savings account for people living with a disability.

If you do not qualify for an ABLE account, could the extra money (the amount that is too much) be put in an IRA or another type of an account as Pre-tax dollars and not have an effect upon your SSDI limits?

If not an IRA account, maybe as pre-tax dollars for a health savings account?

Have you asked an accountant?

Just thinking out loud.... trying to think of a way for you to have the money and be fine with the SSDI guidelines.