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I could not agree more with your assessment, sadly. I do think some of the Scandinavian countries may seem to have this all figured out a bit better, but I am surely no expert.
The United States is not the land of opportunity. That ended long, long ago. It is the land of the 0.1%.
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When I was a kid, my parents moved a lot, but I always found them--Rodney Dangerfield
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