I would just go to my next appointment. Tell her you've decided that you want to discontinue. Thank her for all the things she has helped you accomplish. If she asks why you have decided to discontinue. Simply say that your just feeling a little stagnant at the moment and want to take some time off and re assess where what you want and where you are head. I wouldn't mention about finding someone else, nor would I have your records transfered. I would take this opportunity to start fresh with someone new. This will give you a chance to start a totally new therapeutic relationship.