Yes I know I need to tell him, but I’m terrified. Last time he screamed and yelled for hours. I honestly would rather be physically hit than yelled at. He’s a good guy except where money is concerned. He is very conservative with his money and he doesn’t understand my out of control spending. Yes I know I deserved to be yelled at, but it was horrible.

Right now I’m trying to figure out the best way to broach it. I’m thinking it might be best (after I pay the cards off from my 401k — I’m retired so there isn’t any penalty) to just turn all my money over to him, except for a small amount for personal needs, and ask him when I need to buy something. And the cards will all be closed and I can’t open any more because I won’t be able to make the payments. Have you heard of any bipolar spouses who handle their money ?.