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Old Feb 20, 2020, 04:09 AM
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sarahsweets sarahsweets is offline
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Member Since: Dec 2018
Location: New Jersey
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Hey @NolaMae The consumer credit counseling that is part of the government offers free/low cost restructuring and debt repayment help. In many cases they ask you for a donation but I do not believe they are able to outright charge you a fee. My husband and I used this when we were first married and got into debt. I looked up illinois since that is your state.
Consumer Credit Counseling Service of Northern Illinois, Inc | About Us
Quote:
Originally Posted by NolaMae View Post
Hi. It’s been awhile since I’ve been here but I need to talk. This past summer, I had a horrible bout of mania and ran up $12,000 in credit card debt. This is the fourth time I’ve done something like this. I didn’t have any credit cards for a couple of years, but when I got this one I really went to town. My husband stood by me the last 3 times, although the third time was pretty ugly. I don’t know what to do, nor do I know why I keep doing this when I’m medicated and I feel good otherwise. I don’t know what to do. I can’t tell him this time. He’s not in the best of health and I don’t know what it would do to him. I could withdraw money from my retirement account to pay it off, but he sees the statements and would find out anyway. I’m worried sick and feel like I don’t have anywhere to turn. I want to die.
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