Thanks, Christina. I'll stop any additional spending. I was going to order food in, but decided I can easily cook tonight. I'll make pork chops with sauerkraut. Hubby will be happy. I suppose I could put off my hair, but I actually do so far longer than most women.

I can imagine that money is very tight with both you and Steve on disability. In order for my husband and I to live where we do (though in a small townhouse) my husband has to take on second work projects in addition to his day job. I suppose we might be able to manage doing our taxes, but with his second job (consulting) it's a little more confusing. Plus, our tax guy charges us very little. He's a family friend. The taxes owed will be high, though, since that's when we pay the taxes on the second job of hubby's, plus a little extra for his day job. Of course property taxes will need to be paid, as well. NJ has the highest property tax rate in the US.