My partner recently started counseling because he confessed he's been a compulsive liar. He wants to change his ways so today he told me he's in debt with $25 000 just in credit card bills. He's still paying off his previous $50 000 debt, plus a $10 000 debt to his parents (from prior to our relationship), and a $6 000 debt to me. I've helped him rebuild his credit, lent him money to invest so we could both get ahead, paid for 2 vehicles with cash (which he's still paying me half for), and begged him not to get any credit cards.

By the time our 3 year old is in kindergarten, he'll have paid off his $50 000 debt. I was really looking forward to it. But his debts have been replaced with other irresponsible choices that affects us as a family.

I'm financially stuck, as I'm still on extended maternity leave, and have been approved to return to work in the fall, part time. Our children don't have daycare to go to, nor can either one of us afford all the expenses, independently.

I feel like a major bomb has been dropped and there's nothing at the moment I can do about it.