What things are being separate?

I looked into the laws from where I live (it varies provincially) and it said I'd likely not be responsible if my name was not attached to the account. It advised to speak with a lawyer though, to discuss possible exemptions. I plan on doing that but without him knowing. If it turns out I "am" responsible, I really don't want him knowing that. He can very easily say the cards went towards the family, and some of it has. I'd rather help him come up with another plan to pay it off, before we potentially seperate.

The heartache on top of everything is this.. he still has his theft debt, a debt to his parents, a debt to me, plus now $25 000!!! He brings in $40-50k per year. It just means we're going to be scraping by now, as he pays this all off, just as I'm returning to work, part time. Daycare here (times 2) is really expensive. We're trying to make the best financial choices for our FAMILY, and yet he's working against what we're trying to achieve.

And remember? He has MS. I asked him, what happens if he's no longer able to work due to his health? It'll ALL FALL ON ME.. and he'll reap in the sympathies from everyone else because no one else knows what's going on. It's a significant burden on me.