You're not alone. But do you maybe think you CAN'T do it or don't deserve a Master's? It seems like those might be in keeping with not getting started and low self-esteem. Or maybe you are worried about getting done with school and starting a job or some such?

A know people who are "ABD's."' All But Dissertation.

Do you have an advisor? Maybe talking to that person can jump start you again. You can do it!

P.S. I have an advanced degree.