I would get to the bottom of his credit issue and debt. You joke about him lying and spending the money on hookers and beer instead. I don't really get why a potential lie to you about his past would be funny, but maybe it's your sense of humor.

I had previously stated that I think two people should not be together in order to "save" or "fix" one another's issues. That is a dysfunctional relationship dynamic, it is a dependent relationship dynamic and it is not how it is supposed to work.

You had mentioned that he wants you to live with him to help motivate him in life. That is a red flag. THIS SCREAMS DEPENDENCY. He should be motivated in life all on his own.

He also wanted you to drive him to work everyday. Another red flag. DEPENDENCY. He should be able to drive himself to and from work and to be a self sufficient, independent adult.

He wanted you to move back to where he lives and to move in with him IMMEDIATELY, after meeting only ONCE? BIG RED FLAG. TOO much too soon!

All of this spells BIG trouble to me, in my opinion. But you seem to want to be with him very badly, and I think that we all have to learn for ourselves in life by doing and experiencing. We have to make mistakes and missteps in order to truly learn. But I think this guy would be a mistake for you in the end.