View Single Post
 
Old May 30, 2020, 01:49 PM
Have Hope's Avatar
Have Hope Have Hope is offline
Wise Elder
 
Member Since: Dec 2017
Location: Eastern, USA
Posts: 9,742
Quote:
Originally Posted by divine1966 View Post
I left stores couple of times when my daughter was little and threw tantrums. lol And one time I left the house alone to go to a party because she wasn’t getting ready the way she was supposed to, she was a teen so it was ok to leave her at home. And I was a lenient parent, well I think I was, she doesn’t hahaha

With retirement plan, I’d insist that he puts same or similar amount in a retirement plan too, in this case if something goes wrong you both walk away with similar amount. And if things go well you both have money saved for old age. If you don’t have 401k or similar retirement plan you must start now. Ideally you need at least couple of hundreds of dollars saved by the time you retire. Or whatever you save is better than nothing. Regardless how much people make they can’t have luxury of not saving for old age. Luckily most employers help with that through matching 401k or similar plans.

And if my husband wasn’t putting anything away and only I did, I’d not be married. Id not want to start marriage later in life with intent of supporting another adult in their old age. It’s not the same as getting together at 20 and build it from a ground up together and one person maybe stayed home raising kids, it’s still mutual money. It’s different when you are older

I just increased by retirement contribution but we discussed that my husband would increase his in the fall after he has shoulder replacement surgery done, he wanted to increase now but I don’t think it’s wise as he’d be off work for 3 months per his surgeon and it’s wise to wait with extra deductions. So we are on the same page about that. Stuff like this needs to be discussed in depth and figured out. As a married couple you need to be on the same page and plan for the future together. If he isn’t good discussing this stuff with you, then therapist or financial advisor needs to be present to help out

And it’s coming from me and I am BAD BAD with money.
Yeah, I hear you.

He has talked about putting money away and having his employer take out for retirement. We should probably see a financial advisor together, if we even stay together.

I mean, at this point, given I am on the brink of divorce (at least 65% of me is), it may be a moot point. I certainly didn't get married late in life to have to financially support someone when I have zero retirement set up.
__________________
"Twenty-five years and my life is still trying to get up that great big hill of hope for a destination"

~4 Non Blondes
Hugs from:
divine1966, TunedOut
Thanks for this!
divine1966