That was long enough after divorce then. But he still sounds he wasn’t long enough on his own, he always lives with someone. So he got his financial situation into a disaster during three years after his divorce? That’s a fast time to accumulate enough debt to file bankruptsy. That’s alarming. Who was he living with when you’ve met? A friend? Roommate? Relative? You said he lived in someone’s house as a favor from someone and he was told to leave. Then you both got a place together. Are you both on a lease? Or just you?