I don't really "afford" it. I do not make enough money to sustain this kind of lifestyle. I had some money saved up for a house, and well... I spent a good chunk of it. Also, my credit limit is $9800, but I learned in the past that if I hit more than $4500 in owed money on my statement, then the credit card company kinda "freezes" my account and starts requesting me to "approve" purchases via text message. (They have done that before.) So, i paid my bill three times in the past 4 weeks to avoid hitting the artificial limit.