I think if I got married in my 40’s it would have been a my money/ his money, separate situation.

Getting married in my late 20’s (first marriage), it was an “our” money relationship. My husband earned it and I didn’t take advantage (very traditional house wife).

The separate money way is a sticky one. Plus, if he doesn’t have credit and makes less salary, how you work this out is really tricky.

His saying ‘we’ should buy this shows his thinking is the ‘our’ money way. I’m sure he wanted you to put it on your credit card. I feel for you if you have to tell him that he is to pay for his chair and save up the money. I’d expect more conflict to come from all this, for sure.

Obviously a serious discussion and plan is needed between you. You won’t let him max out your credit cards and put you into debt. He should understand and respect that. I’m not sure how it could all work easily as I’ve had no experience with this way.

Recently, my husband and I were grocery shopping and he wanted an item, but a similar one was BOGO, and I forced him to buy it instead. He was so mad, “Aren’t I worth it?” And I said, “Nobody is worth it. You don’t pass on a BOGO” lol. We’re that thrifty.