Bless those marriages that are easy and wonderful. Mine doesn’t have money issues, but has intimacy issues. Don’t beat yourself up. We’re all doing our best.

If your husband is in the the long haul, he should want to keep your credit good, he should want to make sure you can even put away savings. I get the impression he is like he is with money because of his parents, and it concerns me that he got his last wife to go through her money. His bankruptcy is concerning.

You’ll have to stand your ground and refuse to let him do the same to you. It’s okay to begin to have the tough discussion now about how to make the money situation work in your marriage. I’d approach him about how this is an issue you both need to work out and go to a financial advisor or maybe there is a counselor.

I’m not sure of how laws about marital money and credit work, but I sure wouldn’t let him spend all my money and ruin my credit should he get himself in more financial trouble. I think if I married someone who made lesss than me, we’d combine it and it would be okay. But I would hate to have my credit destroyed and not be of like mind about spending money. Him spending the money I earned to my protest would be a deal breaker for me.
With my husband, he spent an obscene amount on a sports car, which I begged him not to do. But he had earned the money, he had no splurged on anything else, so what could I say?

As for now, nothing that bad has happened to your money or credit. Just work out something that works now. And if he just wants to take advantage of your money and even take you broke, well, that says it all and gives you your answer. We all know we need to save for the future.