Assuming you can work through the rupture, could you present your options to your T and talk about them together? Would he be willing to support you in making a decision or would he distance himself from the whole situation? He has a duty of care for you so I would hope he could help you think about what might be the best thing for you to do, obviously without offering advice. It's sad if he doesn't understand your limitations with finances and finding a job as they are real barriers for anyone, especially in your current situation.